|
All agents are NOT alike! Find out why we are top real estate experts. Call us: (717)560-8496.
|
Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
The Shreiner Group are some of
The Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
 |
Who Are We?: Who are The
Shreiner Group of Lancaster, Lampeter-Strasburg and Lititz,
Pennsylvania? |
|
Use Our FREE Moving Truck:
Click here for more information on using our FREE moving
truck... |
|
Meet Our Team: Meet The
Shreiner Group's team of real estate assistants for the Lancaster,
Lampeter-Strasburg and Lititz area |
|
Our
Professional Resume: The Shreiner Group's Lancaster, Lampeter-Strasburg
and Lititz real estate careers in home buying & selling in
Pennsylvania |
|
Testimonials: What
The Shreiner Group's clients are saying about these top Realtors real estate
marketing |
|
Personal Guarantee: The
Shreiner Group's personal guarantee as a top Lancaster, Lampeter-Strasburg and
Lititz, Pennsylvania Realtors |
|
Quick
Response Guarantee: The Shreiner Group guarantee a quick response to
your email request for more Pennsylvania home buying & property selling
information |
|
Privacy
Guarantee: The Shreiner Group guarantee this Lancaster,
Lampeter-Strasburg and Lititz real estate web site will respect your
privacy |
|
No
Obligation Guarantee: The Shreiner Group's real estate help by email is
free & without obligation for Lancaster, Lampeter-Strasburg and Lititz home
owners in Pennsylvania |
|
For Real
Estate Agents: Let The Shreiner Group help you with your professional
real estate broker and agent needs in the Lancaster, Lampeter-Strasburg and
Lititz area |
|
About
NUMBER1EXPERTS: NUMBER1EXPERTS are top real estate professionals, find
out more |
|
Contact
Information: How to contact The Shreiner Group, Lancaster,
Lampeter-Strasburg and Lititz real estate agents |
Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
|
|
| Q |
In what area of the United States did the price of existing homes increase most dramatically in 2005?
|
| A |
Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERTS™ 
